Proposition 33

Californians with car insurance earn a discount for being responsible. But if you switch companies you lose the discount. Proposition 33 allows you the freedom to change insurance companies and keep your discount. Proposition 33 makes insurance companies compete, helps lower rates, and will insure more drivers.

Military

Vote Yes on Proposition 33 because you should get the discount that you have earned, regardless of which insurance company you pick. If you are active military, Proposition 33 says you keep your discount. That’s why our military families, led by the American GI Forum and Veterans of Foreign Wars, say Yes on Proposition 33.

Unemployed

Under Proposition 33, if you are unemployed for up to 18 months because of layoff or furlough, you still qualify for a discount.

Students

Under Proposition 33, driving age children get the discount whether they are living with their parents or are away at school.

Proportionality

Proposition 33 offers new consumer protections. It encourages those who don't have car insurance to obtain it, because Proposition 33 makes it easier to earn the continuous coverage discount. You get a share of the discount for every full year you are insured. The longer you are insured, the greater the discount. Current law does not offer this proportional protection. Proposition 33 encourages uninsured drivers to become insured and make our roads safer.